
NMLS 1566249

(908) 696-3812
AMS Mortgage Services, Inc.
375 Chestnut Street, Newark NJ 07105
NMLS 20843
With many years of experience as a licensed Mortgage Loan Originator, Grace is able to assist you in getting to the next phase. Whether you are looking for your first home, an investment property or refinancing an existing mortgage, by choosing Grace as your mortgage representative, your home financing experience will be one of satisfaction.

“Refinanciamos nuestra casa con la ayuda de Grace Del Toro y no podríamos estar más satisfechos. Grace nos explicó todas las opciones disponibles, respondió nuestras preguntas con mucha paciencia y logró conseguirnos una tasa excelente. El proceso fue rápido, transparente y sin estrés gracias a su profesionalismo. Recomiendo a Grace al 100% para cualquier persona que quiera refinanciar su hogar.”
Carlos Fernández
Homeowner

“Buying my first home came with a lot of questions, and Grace answered every single one with patience and clarity. She walked me through the pre-approval, explained my loan options, and kept me updated at every stage so I never felt lost. Grace truly cared about helping me make the best decision, not just closing a loan. I always felt supported and in good hands. I couldn’t have asked for a better experience as a first-time buyer.”
Jasmine Carter
First Time Homebuyer

“As an international investor, navigating the U.S. mortgage process felt overwhelming at first until I met Grace. She took the time to explain every step clearly, helped me understand my financing options, and made sure all documentation was handled smoothly despite the time zone differences. Grace was incredibly responsive, professional, and patient throughout the entire transaction. Thanks to her, securing financing for my investment property was much easier than I anticipated. Highly recommended for any foreign buyer looking for a trustworthy and knowledgeable loan officer.”
Leonardo Moretti
International Investor
AMS Mortgage Services, Inc.
375 Chestnut Street, Newark NJ 07105
NMLS 20843
1992-2025 A-M-S Mortgage Services, Inc. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH A-M-S MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.. All loans are subject to approval. Not all products are available in all states. Terms and conditions apply.A-M-S Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. NMLS#20833
